FAQ | mmmglobalphilippines

MMM Global Philippines - What is MMM?

MMM is a global mutual aid community. How do we help each other? We donate money. In today’s world, all people need money – one, who has no money, is supported by somebody else.

The Community members donate money peer-to-peer to each other. MMM only connects the donator and receiver. MMM is a financial social network, where people sign up, specify their contact details, as well as the account which they want to receive the money on. You might be at a loss: “Why would anybody need to donate me money?”

Why do participants of MMM donate money to each other?

Have you ever given money to a stranger? Or have you ever received money as a gift from a stranger? Probably not. But think: isn’t it reasonable for a person, when he has money to spare (money that he doesn’t need at the moment), to give it to his close people, and then, when he needs it, to get it back as a gift? In fact, this practice is not new, its roots go deep into the wisdom of ancient times, and even has been preserved in communities of different nations of the world.

Their members still help and support each other through local mutual funds. But the disadvantage of the local mutual fund is that it unites a small group of people familiar with each other.

Therefore, absolutely different system of financial relations dominates in the modern world – its central place belongs to the banks. So, when people have spare money, they put it on a bank account. And when they need money, they borrow it from banks as a loan. Loan interest rates are always higher than deposit interest rates –this margin is the profit of the banks. But you must admit: if it were possible, instead of a loan from the Bank, to get donation from other people at the right time, it would be more profitable (there would be no need in paying intermediaries), more convenient (you would return the money when you can, but not by the deadline) and safer (no one could seize your property for nonpayment of debt).

The problem is sure to be the lack of trust between people: “How can I be sure that if I donate today, tomorrow somebody will donate me?” In order to solve the problem, people have joined in MMM: we create the Community whose members can really trust each other. There are no legal guarantees in MMM, but there is a well-established algorithm for providing and receiving assistance. New members constantly come to us: we teach them the ways of mutual aid and give them the opportunity to become financially independent.

Donating money, we do not only help each other, but also change the very nature of financial relations between people. Where is money concentrated today? In the stock exchange, in the foreign exchange (forex). But today, investors buy and sell shares more often not to manage the company whose shares they are buying. Today, the value of national currencies hasn’t been supported by gold or any other goods. Stocks, currencies, bonds are losing their original purpose, and turning into an instrument for speculation. Investors are willing to buy anything which could be resold at a higher price. But the more virtual and ephemeral assets are, the higher the risk and the probability of collapse of the financial markets we have. The modern model of financial relations is becoming less effective and more obsolete. And the alternative to it, as we believe, is the donation exchange. Because donations are supported by the most valuable thing in this world – the personality of thedonator, his hopes, his intentions, his will. Therefore donation exchange is the most promising, most efficient and most perfect form of money exchange.

How does MMM work?

The advantage of mutual aid relationship – you don’t have to enter legal relations with each other in order to donate each other money. Therefore MMM Community is not an organization or investment project, nobody sign any contracts or any other securities here. MMM does not have any common account to keep money.But MMM works successfully. How does it happen? People, who want to join MMM, register on the website and they get an access to a personal office. In the personal office (PO) a member points his/her contact details and details of the bank account or wallet in the electronic payment system, where he/she wants to receive donations. Through the PO the participant makes request both to provide and receive assistance of the selected amount. Thanks to the automatic program, MMM connects those who want to get donation with those who are willing to donate it: the donator and receiver can see the contact details of each other, can chat, and can even get in touch over the telephone.

MMM has developed mutual-aid programs to encourage people to donate regularly. As a result, the participant can receive a higher amount of donations than he/she provided. The PO records the date and amount of all your requests for giving donations. Based on this information, the PO calculates the maximum amount of donation which you can request for. The exact amount of donation available for withdrawal depends on the selected program. But the general principle is: the amount of donation you have given is charged with an equal number of conventional units, called mavros (for instance, you’ve donated 1000 pesos – at the same moment you got awarded 1000 mavro-PHP). Mavros are growing by 30% per month. Then you can request assistance to the amount equal to the amount of mavros in your back-office (for example, you have 2000 mavro-PHP, so you can request for assistance of 2000 pesos). Donation comes to your personal account within 72 hours after you have requested. Read more about mutual aid programs in the section “Regulations”.

The reliability of MMM’s donation exchange is stipulated by the fact that people ask for help when they really need, and they donate, when they have the opportunity. Consider two models of the participants’ behaviour. The first model – a member donates 1,000 pesos. Two months later, the same member requests assistance in the amount of 1,690 pesos and quits the Community. The second model – a member donates 1,000 pesos, two months later he/she requests 1,690 pesos, but he/she doesn’t quit participating, and weekly donates money. The first model of behavior is the behavior of investors, they are predatory to the project which they invest in.

Therefore, high-yield investment programs do not exist for a long time. The second model is the behavior of MMM participant: at any time he can get much larger donation, than the one he did, but the member does not go away from the Community and, if available, shares his earnings with others, puts it back into the Community. But donation from MMM is not a loan from a bank: there are no penalties and you yourself determine the date when will be able to donate money. It is trust relationship between participants, who are partners, but not competitors for each other, they make possible the mutual-aid programs with such high growth investments real. The proof of the viability of MMM is millions of the Community members worldwide.

How can I take a decision – should I join the MMM Community?

MMM is an informal association of people. In MMM there are no superiors and orders. Everyone decides themselves when to donate and how much. They decide when to get help and how much. Thus, each participant is responsible for himself/herself.

The main danger is when people, trying to get rich quickly, invest too big for them amount. There are cases when people even took out loans to donate money in MMM. But the Community exists for mutual help but not getting rich quickly. Those, who come only for the sake of profit, create risks for themselves and for others. And do not forget that one of the tools the Community is a pyramid scheme, which is potentially dangerous (be sure to read about the risks and about the difference MMM from Ponzi schemes in the section “FAQ”).

But if you share MMM’s idea that people can donate each other sincerely, if you believe that donation Exchange is the future of monetary relations, you are welcome to our Community!

MMM Global Philippines - Regulations

MMM Global Philippines

Regulations

People who want to join MMM register on the website and get an access to a personal office (PO). In the PO the participant makes request both to provide and receive assistance of the selected amount. Thanks to the automatic program,

MMM connects those who want to get donation with those who are willing to donate it: the donator and recipient can see the contact details of each other, can chat, and can even get in touch over the telephone.

MMM appreciates and rewards those who provide assistance to other participants. The donator gets special points in his PO – mavros. The amount of mavros reflects the maximum amount of assistance that a participant may request. Mavros grow at a rate from 30% per month depending on the type of the mutual-aid program.

The MMM Community offers the mutual-aid program with following terms:

Possible Mavros’ growth rate – 30% per month After 2 weeks you are allowed to request the entire sum or its part at any moment. For example, if today you donated 1,000 PHP, then in a month you can ask for help and you can be granted already 1,300 pesos.

The minimum amount of donation is 200 pesos.The maximum amount of donation you give mustn’t exceed $10,000. This restriction is introduced so that MMM would not been considered as an investment project. The Community’s aim is a decent standard of living for all its members, not the rapid enrichment of individual participants.

You can learn how to donate and withdraw money in FAQ.

MMM encourages the participants who actively develop and popularize the Community. There are four bonus programs.

1) Referral Bonus

You get 10% from all donations of the participants you invited. Attracting new members into the Community is your additional (but non-obligatory!) contribution to its development. Inviting new participants, you receive the opportunity to make a successful career in the MMM Community and earn money.You can learn how to invite participants using a referral link in FAQ.

2) Manager’s Bonus

Members of the MMM Community can become managers, create their own multi-level structure and get the bonus from all contributions of the members of their structures. Managers consult and help members of their structure. In return they receive additional income.

Manager’s bonus is multi-level:

5% – from first-level participants’ contributions – those who you consult

3% – from the second-level participants’ contributions – those whose managers are your first-level participants

1% – the third level

0.5% – the fourth level

0.3% – the fifth level

0.1% – the sixth level

0.05% – the seventh level

0.03% – the eighth level

0.01% – all the next levels

Note. If you are the referrer and the leader of the participant, then you receive only the referral bonus.

3) Registration Bonus

After having registered and making the first donation, the participant receives a bonus in the amount of:

$20 – if your donation is from $ 50 and $ 499. Frozen for two weeks. If you take the money before that – you lose your twenty.

Mutual-aid program / Bonus Programs

$50 – donation from $ 500 to $ 2999. Frozen for a month.

$100 – donation more than $ 3000. Frozen for a month.

About freezing. It means that if you take the money out before the term time – you will lose the registration bonus. Only! But you will receive the deposit itself with all the interest accrued.

4) Bonus for a video about receiving donation

Having got donation from other members of the Community, you can make a video in which you can tell the story of your participation in MMM and thank those who donated you.

You will get 5% of the donation you got if people can see your face in the video.

You will earn 3% of the donation you got if people don’t see your face in the video.

Bonus for a video about getting donation can be frozen for 2 weeks.

General Rules

1. Assistance given from one member of the community to another is a non-repayable donation of money.

2. Participants should donate only non-critical sums of money. This is the amount that the participant can donate gratuitously.

3. Participants share ideas and goals of the MMM Community.

4. Members of the MMM Community should be kind and honest to each other.

5. The conditions of mutual-aid and bonus programs, as well as the quantity of awarded mavros could be unilaterally changed at any moment for better operation of the Community.

6. Participants of the Community have not legal but moral responsibilities to each other.

7. MMM is not engaged in any form of investment activity.

8. Multiple registration and creating multiple accounts are forbidden. One participant can register only one account. In case of violation of this rule, all accounts of the participant will be blocked.

LOTTERY

All participants of the Community with confirmed mavros have the opportunity to participate in a weekly lottery. To take part in the lottery you don’t need to pay – you just need to guess the numbers. You can get more info about the lottery procedure in FAQ.

The Legal Status of the MMM Community

The MMM Community is not a corporation or a business project. MMM doesn’t have any bank accounts, does not conduct any commercial activities and does not provide investment or consulting services. The MMM Community is a voluntary association of private persons.

The Community members give each other money gratuitously, without any treaties and promises. Therefore, the Community members do not come to any legal relationship with each other. Donating money between private persons is not prohibited by international and national legislation. But in some countries the donation of large sums is taxed. Participants of the MMM Communities themselves comply with the tax laws and other legislation of the country of their residence.

Warning!

The members should understand that MMM is a community for peer-to-peer money exchange. Thus, MMM only redistributes money between its participants, connecting a donator to a recipient. Therefore, in order that the mutual aid process may be beneficial and not be stopped, the number of participants donating money should generally increase. The Community constantly works to improve the reliability of the mechanism of mutual assistance. However, it may happen that those who have donated money will not receive help back. Donate only spare money! Nevertheless, we are convinced that the MMM Community benefits the society by the redistribution of money in time. Those who have spare money at the moment give it to those who need money.

MMM Global Philippines - FAQ

What Is MMM Community?

Is MMM a company?

MMM isn’t a company, organization or any kind of business. Being not as such, MMM Community doesn’t, accordingly: possess a personal account, render any services and enter into legal relations with anybody. MMM – is a consolidation of physical persons with the aim of giving mutual help to each other and changing the character of financial relations among people. To reach this aim MMM has an operative ideology, effective scheme of mutual payments, offices in different countries, a plenty of official and private sites of participants, as well as the database of the given participants. In other words there is nobody who transfers funds to MMM or gets funds from MMM. The Community is just connecting (is presenting contact details) people who wants to give help with those who want to get it.

Is MMM a pyramid scheme?

A classic pyramid scheme (or Ponzi scheme) is an investment project in which the participant is promised to get a quick profit if he invests his funds in profitable business projects. But in reality, the organizers of this investment project are frauds, they deceive their customers: money will not be reinvested, the early participants get money from later ones.

In this sense, MMM is not a Ponzi scheme. Because MMM is not an investment project. In MMM there are no promises or guarantees. In MMM money is really redistributed between participants and it is not invested anywhere. Participants receive more than they gave, just by increasing the number of the Community members.

The redistribution of money in a pyramid scheme is just one of the instruments of mutual assistance. If the flow of participants is low and even stops completely, the Community work will not stop, but other algorithms of donation exchange will be used.

The pyramid scheme has now become a widespread model for financial institutions. They do not create new products, but attract new customers and money to pay the “old” customers. So all the banks, insurance companies, projects, multi-level marketing, and in general any company, drowning in debt, began to work on a pyramid scheme.

However, MMM is not a financial institution. Except the different set of algorithms of functioning, in MMM there is (and this is very important!) a goal and ideological people willing to work to achieve this goal. When the Corporation becomes unprofitable, it becomes unnecessary for its owners and it closes down. For example, for Microsoft money is a goal. For MMM money is a tool. That is why MMM is stronger than any financial institution. Illustration of a long-term functioning of the MMM Community is its existence for 4 years already (since January, 2011).

Is MMM a MLM (multi-level marketing) project?

No, it is not. There aren’t any products or goods to be sold or consumed. The main idea of MMM is that giving money has to be on a mutual basis and mustn’t be caused by rendering services or performing sales. Compared to MLM projects participants of MMM aren’t bound to invite new participants. Needless to say, that informing your friends and people you know about the Community is welcome. But even if you aren’t going to invite anybody, in line with others you’ll be able to provide and get help in any case.What's the difference between MMM and crypto-currency (Bitcoin, Litecoin and others)?

There is a conventional currency unit – mavro – used in MMM. It specifies the amount of help you provided to other participants. However mavros profoundly differs from bitcoins and other crypto- currencies. Crypto-currencies are a speculative tool. They are purchased through the exchange market and their rate fluctuates due to supply and demand index. In MMM participants do not take part in a stock jobbing, but directly give money to each other. Therefore in functional approach it’s much easier to participate in the Community than to deal with crypto-currencies. You won’t need any stock knowledge to open a bid, to pay fees to stockbrokers, etc. Everything is as simple as possible: enter the personal office (PO), indicate what amount you’d like to grant or accept as a gift. Both a recipient and a sender of help are chosen automatically, you transfer and get funds – and that’s it!

Is it possible to earn money in MMM?

Since MMM isn’t an economic project or agent, money here isn’t earned but granted. There aren’t any guarantees that you’ll be granted more than YOU granted. But if in a certain period of time after your provision of help the number of our Community’s members increased, the more likely that they will be able to assist you on a higher amount (see the section on Mutual-Aid Programs). Of course, there are different periods, as well as everywhere where money is circulating: its participants are also sensitive to external events and news background. There were moments in the history of MMM when the number of requests for help exceeded the number of applications for its provision. In the light of this experience, the MMM Community has developed a number of mechanisms that give participants an opportunity to wait out the difficulties and finally get help for a higher amount than they have provided. The highly effective strategy of participation in MMM – is regular donations of small (non-critical for you) sums of money and a regular request for help as needed. This strategy means that it is unlikely that sooner or later, you don’t go out into a plus (see the section on Risks). But remember: the main thing is not to get more than you gave, it isn’t “a profit-making business”, but the process itself for getting and providing help.

Is it possible to lose money in MMM?

Since MMM is neither the bank nor the investment project, then, strictly speaking, losing your donated funds is impossible because there are no invested funds themselves, and therefore being provided as a gift they cannot be considered a loss itself. But it is possible that you have given help worth more than received. Therefore, in the interests of psychological safety, it is necessary to give help in the amount that you are willing to give gratuitously. At the same time, it’s quite logical and predictable that anyone who regularly grants money in the future will get more than granted, because the number of participants in the community of MMM is constantly growing.

What is the goal of MMM?

The purpose of the MMM is to motivate unknown people to give each other money without any conditions, within the frame of a fund or mutual aid bank. And thus evolutionary to change the character of socio-economic relations. Unlike charitable institutions that offer help for people who found themselves in a difficult situation, MMM has reciprocal assistance: all help all people, everyone helps everyone. This opens the way to a new, more humane and fair society in which the motivation to work will no longer be of a hard financial character.

Who is MMM guided by?

MMM is not a corporation which has shareholders, owners, or a director. Those who develop MMM,are not employees, but free people working voluntarily. You can manage free people to work not on the basis of laws and orders, and not through a financial coercion, but through sound advice and suggestions. The idea of creating a global community of mutual aid belongs to Sergey Mavrodi, who founded MMM and is its leader. Furthermore, he has the right of an arbitrator in resolving conceptual disputes and conflicts inherent in any social community. Inconsiderable current controversies resolved by administrative management team and authorized persons, forming the Audit Office (CRO – Control and Revision Office). It is the personality of Mavrodi who allows the Community to remain united despite any difficulties. At the same time МММ appreciates each member of the Community and their ideas and offers

Who is participating in MMM?

Any person over the age of 18 is able to join the MMM Community. There is absolutely equal treatment to members of different age and social groups, work status and political backgrounds, countries and religions. The Community doesn’t contrast people one against another and doesn’t act on the principle of “divide and conquer”. In the contemporary world, it is impossible to live alone, people have something to give to others and something to take from them. Everyone contributes to the common good. Therefore, MMM doesn’t put any barriers to membership in the Community. It is a new level social network where people not only communicate and get acquainted, but also help each other financially and thus combining the idea of social networks and crowd funding in a single entity.

Is MMM acting on legal grounds?

MMM has no financial accounts and thus has no need for legal registration. MMM is the community, the social network, where people who are willing to help each other voluntarily, can register and leave their contact information. Thus, the members of the MMM Community have no financial relationship with the Community itself, but with each other. That is why MMM is not a subject of legal relations, and so the MMM Community may not be illegal. With regard to the legality of its participants’ activity, it can be qualified as an act of gracious donation. Giving money by one participant to another one is not prohibited by either international or local legal systems. The right for gift giving – is one of the main forms of realization of the right for private property.

Do I have to pay tax on the money received as a gift? In most countries, giving a small amount of money is not taxable. If your country is not the case, we call you to pay corresponding tax – MMM Community always encourages its participants to strictly follow the legislation of those countries whose citizens or residents they are.

What is a ‘Personal Office’ (PO)?

This is the main operating program of MMM, it’s a kind of interface – the personalized section of the site, available for registered members. The Personal Office displays information related to membership in the Community, it’s possible to get, provide and confirm help, to enter and edit your personal contact details, to register newcomers and manage their PO, to select a referrer and a manager, to have support from consultants, to enter into a direct relationship with the recipient or assistance provider, adjust the time of delivery/receipt of help, etc. You should donate money only through Personal Office (PO) and only after you created a request for providing help for a certain amount. Access password in PO is sent to a participant after the registration. Logging in your PO and key transactions on funds withdrawal or change in account should be made only after SMS confirmation by the phone. The most frequently visited sections of the PO are desktop where you can find the information part of all operations, and “Mavro”, where you can get acquainted with the current status and expectable growth of the funds on your account,. Particular attention should be paid to the accuracy of filling in the “accounts” section. So that incompleteness or inaccuracy in bank details don’t cause any problems. In case of blocking of your PO due to violations of the rules, the only available operation remains is to contact feedback in order to learn the cause of the blockage and the conditions of its withdrawal.

How can I provide help (donate money)?

To provide help, you need to make a request in your PO. In a short time you will get an order with contact and payment details of the recipient. The participant must pay the request within 36 hours. What is important for the participant is that mavros start to grow as soon as the request to give help has been made, but not when the participant has got the order. What are the currencies I can use to provide help?The amount of transactions is calculated in Philippine pesos. Participants can send and receive money through bitcoins (international electronic currency), as well as through Philippine banks and payments systems.

How can I get help (money)?

To get money, you need to make a withdrawal request in your Personal Office. In the request the participant points how much he/she wants to receive: it can be all the money available for withdrawal, or a part of it. The request should also include the way of obtaining money: Perfect Money or Bitcoin. In a hour after the request has been made, the system will generate an order (instruction) with the contact details of the person who must donate the requested amount. If the participant hasn’t been transferred the money within 36 hours, a new order is immediately made. In case of any problems, the participant can always contact the technical support staff.

Who is referrer and referral?

A referrer is a participant of the Community who invited another participant. A referral is someone who was invited. If you registered a new participant or he registered himself by your invitation code, then you’re a referrer, and he is your referral. In PO in the section “Participants”, you can see the list of your referrals (there may be many of them). The referrer gets a referral bonus of 10% every time the referral provides assistance to others (about the amount of a referral bonus, see more details in the section on “Bonus Program”). Any newcomer who came through your referral link will be directed to the registration page of MMM’s website, where he will be automatically considered your referral (your referral link can be found in PO in “My page” and in “Participants – referrals” sections). To place your referral link on other Internet resources you must copy it in the body of the message.

What does 'invite' mean?

This is a verbal invitation code from a participant of MMM, owing to which he can invite other people into the Community and get a referral bonus. For this purpose newcomer writes an invite of inviting person in the appropriate section of the registration form. From that moment on, he becomes your referral. To get a personal invite, go to PO in the section “My page” and specify the meaning word for it. To attract new members by using the invite there are many possibilities depending on the personal creativity and imagination. The most popular of them are:

handing out business cards;
distribution of leaflets and booklets;
participating in the online forums for advertising and shopping sites, personal sites and blogs;
supporting any distributed promo-advertising materials with the text “by registering in MMM, please use my invite (indicating it further)”;
opening of MMM clubs in your city;
charity activity on the behalf of the MMM Community.

What is referral link?

The referral link is the Invite’s analogue, but it is more convenient to attract new members through the Internet.A person coming to the system through your referral link will be automatically redirected to MMM register page. After registering he automatically becomes your referral. Afterwards, you can receive referral bonuses from the deposits made by the new participant.

The referral link can be found in the MMM PO in the “My page” section, in the “Referrer” inset or in “Participants-Referrals” subsection. All you need to do – is to click “Show my referral link”, which will open a new window, and copy all the text in the field.

Who are trustees and trustors?

If a participant does not want to make operations in the Personal Office (create requests, process orders), she/he can choose a Trustee who will do it for her/him. The participant who has transferred the rights to manage the PO will be called the Trustor.There are two ways to establish Trustor-Trustee relationship:

The Manager registers a participant and, during registration process, states that he/she is his/her Trustee.
The participant indicates in PO himself/herself that he/she makes the Manager his/her Trustee. Of course, at any moment the participant can change his mind and refuse the Trustee’s service. In order to protect from abuses from the Trustee’s the most important operations (change of account information for cash-out, creation of application for cash-out, confirmation of getting money) are conducted only through a confirmation code! The confirmation code will be sent by sms to the Trustor. Besides, when creating applications and assignments for cash-in the trustor will also get the corresponding sms. Other than that, in the case of an assignment to send money, the recipient’s account information will be indicated in the sms.

The Trustee can go into PO of a Trustor right from his/her PO and then the same way can come back easily into his/her personal PO.

What is mavro?

Mavro is a conventional unit for measurement of provided help to other participants in MMM. For instance, if a participant has granted 1000 pesos, he receives 1000 mavro-PHP. Possible Mavro’s growth rate is from 30% per month (in accordance with the mutual aid programme the participant chooses; you can read more about them in the corresponding section). The amount of mavros in the participant’s PO shows the maximum amount of assistance he can ask for. For example, if the participant has 1000 mavro-PHP, he can ask for 100o pesos assistance. The number of growing mavros and progressive calculation of the amount of help can be seen directly in your PO in the section “Mavro”.

Attention! Mavro isn’t a currency, the debt obligation or other form of financial assets. With mavros, you can’t buy any goods or services. At any time the number of mavros, rate of growth and the types of mutual-aid programs can be changed in the interest of the stability of the Community in order that participants continued to get help.

Where can I find information about the amount of donations that I can receive?You can see the calculation of the mavros amounts directly in your Personal Office in the section “Mavro”.

How many times is it possible to make and to receive donations?

It is unlimited. You can provide assistance even if there is a current request to receive assistance. However, you cannot activate more than one request of assistance at the same time. During this time, you also will not be able to make any changes in the section “My page” and “Accounts”, so you should check in advance the correctness of your data before the request for assistance.

Who are 10th, 100th, 1k managers?

These are the ranks (conditional hierarchical status) of managers in the Community, which are determined in proportion to the number of participants in created by managers or their “descendants” team. Managers are experienced and well-informed participants of the Community who consult and help those participants who they lead. Managers don’t have the right to demand the money to be transferred to any account. They just help the members of their unit feel confident in the Community and are responsible for the members whose direct managers they are. Manager’s bonuses from the donations of the participants of their structures have a multilevel character (See the section on bonus programs).

How can I take part in the lottery?

All members of the MMM Сommunity with confirmed mavros have the opportunity to take part in the lottery. The lottery is held weekly on Wednesdays from 7:00 AM to 8:00 AM GMT.To participate in the lottery, you do not need to pay. It is only necessary to pick 6 numbers on the “Lottery” page of the Personal Office before 7:00 AM Wednesday. Those who have guessed 2 or more numbers get the prize. $1,000 dollars is equally distributed among those who guessed the same numbers. For example, if 100 people have guessed first 3 numbers, then each will receive $10 (=$1,000/100). If 10 people have guessed first 2 numbers, each will receive $100.

The prize fund that hasn’t been won is accumulated and forms a jackpot lottery. For example, if no one matches 6 numbers, the jackpot increases by $1,000. Jackpot lottery is distributed among those who have guessed 6 numbers.

How can I help the MMM Community?

You can make donations or actively attract new members into the Community. It’s necessary to invite participants gently, tactfully, patiently explaining the principle of MMM and its ideological top-objectives. It shouldn’t be just seducing people by “fast money”, but bringing a conception that the idea of MMM is an alternative, innovation, the truth, and that is its strength. Hold charity events, webinars and keep thematic blogs. You should touch upon the theme of MMM in every public, network and private communications, even if it might lead to disputes. Tell about the ideas and objectives of MMM (the basic idea: MMM is a unique fund of mutual aid), give the most impressive examples of your personal experience. Try to find fresh words when writing thank-you letters for given help expressing your sincere feelings about this. If you have any ideas and suggestions on the development of the Community, contact our online consultants. We always welcome our participants’ initiative.

MMM Global Philippines - Risks

The MMM Community is built on the principles of mutual aid and benevolence. As a result, MMM is much more progressive than any other commercial company. In a commercial company, money is a goal. And if the company is not profitable, it goes bankrupt and closes down. MMM doesn’t keep money, but simply join together people willing to provide assistance to those who are willing to receive it. Therefore, MMM can't go bankrupt. The founder and leaders of MMM are public figures. They regularly record video messages. Since January 10, 2011 MMM has never stopped its activity. It is impossible that one day MMM will close down and will cease to exist

The main factor of MMM’s success is a continuous progressive growth of the active members of the Community who are actively engaged in the development of the system, and, in addition, request assistance not in the full amount, which they have available, but only the amount which they really need for their personal and family needs. However, it is incorrect to say that the participation in MMM does not pose any risk. There are some risks! And we want to tell about them publicly and in detail. As you know, in the PO the Community member, after he/she has donated money, is charged with the conventional unit – MMM’s, which constantly grows, and he/she also can see the maximum assistance which is allowed to request. But theoretically it might happen that the participant asks for help, and this assistance is not provided (the order to receive money doesn’t come). This would occur if the total number of requests for assistance exceeded the amount of requests to provide assistance (in other words - more people want to get donations than to donate themselves).

The worst-case scenario in this situation is restart when the chargedMMM’s are cancelled. In this case, the work of the Community is re-launched and all participants can continue to participate from zero. However, the members of the MMM Community have developed a lot of measures to avoid this scenario.

What measures are taken to provide reliable work of the MMM Community?

When the number of the Community members is growing, the pyramid scheme allows each participant to receive a larger amount of donation than he did. But a pyramid scheme is not very effective when growth rates are low and when a lot of participants have requested assistance at the same moment. Therefore, MMM uses a number of other mechanisms to stabilize the Community work in such situations. They include:

1. Pause Mode. During the Pause Mode, the MMM’s accrued in the participant’s Personal Office before the beginning of this mode, stop its growth. As the Pause Mode ends, the "old" MMM’s continue growing again, and you can get help. The Pause Mode can last for one to two months. While paused, you can exchange all the old MMM’s, but at a floating ratio.

2. Floating Ratio. If it is impossible to pay the requested amount fully to the participants, there can be introduced a special ratio and participants will receive assistance in part. For example, during the previous Pause Mode, it was allowed to exchange all MMM’s and get help, which would be 110% of that you had gave.

3. Installment Receipts. MMM follows the rule - the order to receive money should come in half an hour after making the request. But in the difficult for the Community period, participants may not receive help immediately, but in parts (for example, each week they will receive an installment of 25% of the amount requested).

All the measures described above are the precautions for the future. Now MMM global is working successfully, and taking any of the pointed measures is not required!

What can I personally do for our Community security?

The Community members do not have any legal obligations and agreements. Taking part in the Community is a personal decision of each participant and his personal responsibility. There couldn’t be any guarantees and promises in principle. The work of the Community depends entirely on its members’ behavior. At the same time, there are a few simple tips and recommendations, which will make participation in MMM safer for you:

1.Don’t donate the sum which is critical for you. Remember: in MMM money is not invested, but donated by some participants to other ones. It is better to help with a little money, but to do it sincerely and with all your heart.

2. Regularly give and ask for help. It is unwise to wait until the amount available for withdrawal, will be astronomically large, and then request the entire amount at once. It's harmful for you and for the community as a whole. MMM was not created for enrichment, but for other purposes. It is safer to help weekly with a small amount (regard MMM as a piggy bank). Don't hesitate to ask for assistance whenever it is necessary, but not more than you need. I.e. if you want to buy a TV for $ 1000, you don’t have to request assistance for 10 thousand dollars.

3. Tell about MMM and invite to the Community. As it has been mentioned earlier, the work of the Community wholly and fully depends on the activity and actions of its participants. MMM will work in a stable way if each participant invites just one new member per month. It is simple to tell about MMM - our Community is open to all people regardless of status and income level. We are proud of what we are doing. And don't forget to mention that MMM is a Community of mutual help, and not a way of making money.

4. Be positive to it. We want MMM to bring people only positive emotions. We want the members of our Community to be happy and share happiness with others. Be sincere with yourself and don't venture a lot of money, so as not to worry later. On the Internet there are a lot of scam projects. And if you have visited MMM site for the first time, you will doubt: what's true and what's false. This is normal - you should always be careful and your decisions should always be conscious and well documented. If you have any questions, please contact our consultants.